Mooksy Terms and Condition

This Privacy Policy describes how Privacy Policy collects and processes your personal information through the Mooksy websites and applications that reference this Privacy Policy. Mooksy refers to an ecosystem comprising Mooksy websites (whose domain names include but are not limited to https://Mooksy.com, mobile applications, clients, applets, and other applications developed to offer Mooksy Services. 

“Mooksy Operators” refer to all parties that run Mooksy, including but not limited to legal persons, unincorporated organizations, and teams that provide Mooksy Services and are responsible for such services. “Mooksy” as used in this Policy includes Mooksy Operators. This Privacy Policy applies to all platforms, websites, and departments of Mooksy and Mooksy Operators. By using Mooksy Services, you consent to collecting, storing, processing, and transferring your personal information as this Privacy Policy describes. What Personal Information does Mooksy collect and process? Why does Mooksy process my personal information? What are the legal bases for our use? What personal information does Mooksy collect and process? email address; name; date of birth; home address; phone number; the Internet protocol (IP) address used to connect your computer to the Internet; login, e-mail address, password, and location of your device or computer; version and time zone settings; transaction history; Mooksy Services metrics (e.g., the occurrences of technical errors, your interactions with service features and content, and your settings preferences); Information from other sources: we may receive information about you from other sources, such as credit history information from credit bureaus; Information about your behavior: we may process information about your conduct and activity for marketing and advertising purposes. 

Why does Mooksy process my personal information? Transaction Services. We use your personal information to process your orders and to communicate with you about orders and services; Please let me know. We use your personal information to communicate with you about Mooksy Services; We collect and process identity information and Sensitive Personal Data (as detailed in section 1) to comply with our Know Your Customer (“KYC”) obligations under applicable laws and regulations and Anti-Money Laundering laws and regulations; Provide, troubleshoot, and improve Mooksy Services. We use your personal information to provide functionality, analyze performance, fix errors, and enhance the user experience. Fraud prevention and credit risks. We process personal data to prevent and detect fraud and abuse to protect the security of our users, Mooksy Services, and others. We may also use scoring methods to assess and manage credit risks. Improve our services. We process personal information to improve our services and for you to have a better user experience; Recommendations and personalization. We use your personal information to recommend features and services that might be of interest to you, identify your preferences, and personalize your experience with Mooksy Services; Legal Basis for our use of information (EU and UK GDPR) Performance of a contract when we provide products or services or communicate with you about them. This includes when we use your personal information to take and handle orders and process payments. Our legitimate interests and the interests of our users when, for example, we detect and prevent fraud and abuse to protect the security of our users, ourselves, or others; We want you to know that our legitimate interest is improving our services. When we ask for your consent to process your personal information for a specific purpose, we communicate with you. When you consent to process your personal information for a specified purpose, you may withdraw your consent at any time, and we will stop processing your data for that purpose. What About Cookies and Other Identifiers? We use cookies and similar tools to enhance your user experience, provide our services, and understand how customers use our services so we can make improvements. The cookie banner on your browser will tell you how to accept or refuse cookies. Does Mooksy Share My Personal Information? Information about our users is an integral part of our business, and we are not in the business of selling our users' personal information to others. Mooksy shares users' personal information only as described below and with the subsidiaries or affiliates of Mooksy that are either subject to this Privacy Notice or follow practices at least as protective as those described in this Privacy Notice. Third-party service providers: We employ other companies and individuals to perform functions on our behalf. 

Examples include analyzing data, providing marketing assistance, processing payments, transmitting content, and assessing and managing credit risk. These third-party service providers can only access personal information needed to perform their functions but may not use it for other purposes. Further, they must process the personal information by our contractual agreements and only as permitted by applicable data protection laws. Business transfers: As we continue to develop our business, we might sell or buy other companies or services. In such transactions, user information generally is one of the transferred business assets. Still, it remains subject to the promises made in any pre-existing Privacy Notice (unless, of course, the user consents otherwise). Also, in the unlikely event that Mooksy or substantially all its assets are acquired, user information will be one of the transferred assets. 

Protection of Mooksy and others: We release account and other personal information when we believe release is appropriate to comply with the law or our regulatory obligations; enforce or apply our Terms of Use and other agreements; or protect the rights, property, or safety of Mooksy, our users, or others. This includes exchanging information for fraud protection and credit risk reduction with other companies and organizations. International transfers of personal data Mooksy may transfer your data outside the European Economic Area (“EEA”). Mooksy puts in place suitable technical, organizational, and contractual safeguards (including Standard Contractual Clauses) to ensure that such transfer is carried out in compliance with applicable data protection rules, except where the country to which the data is transferred has already been determined by the European Commission to provide an adequate level of protection. How Is Secure My Information? We design our systems with your security and privacy in mind. We work to protect the security of your personal information during transmission by using encryption protocols and software. We maintain physical, electronic, and procedural safeguards concerning collecting, storing, and disclosing your personal information. Our security procedures mean we may ask you to verify your identity so you can protect against unauthorized access to your account password. We recommend using a unique password for your Mooksy account, not used for other online accounts, and signing off when you finish using a shared computer. What About Advertising? To provide you with the best user experience, we may share your personal information with our marketing partners for targeting, modeling, analytics, marketing, and advertising. You can opt out of sharing personal information with our marketing partners unless we have a legitimate interest. What Information Can I Access? You can access your information, including your name, address, payment options, profile information, and transaction history, in the "Your Account" section of the website. What Rights Do I Have? If you have any questions or objections as to how we collect and process your personal information, please get in touch with [email protected] When you agree to our processing of your personal information for a specified